Currently, DOC employees have (3) dental care options. These include:
1. MetLife (post-tax)
2. NCFlex Dental Program – High Option (pre-tax)
3. NCFlex Dental Program – Low Option (pre-tax)
The MetLife dental insurance monthly payroll deductions are made after taxes have been taken out, while both the NCFlex Dental Plans have monthly payroll deductions taken out PRIOR to taxes.
Dental Rate Comparison:
Since the NCFlex Dental Plans have monthly payroll deduction taken out PRIOR to taxes, the rates noted in red represent a 30% tax savings which can be compared to the MetLife post-tax rate.
($23.28) *30% Tax Savings
($13.29) *30% Tax Savings
|Employee & Spouse:||$49.99||$66.74
($46.72) *30% Tax Savings
($26.80) *30% Tax Savings
|Employee & One Child:||$64.02
($44.81) *30% Tax Savings
($25.72) *30% Tax Savings
|Employee & Children (Two or More Children):||$50.40 (For Employee & One or More Children)||$80.92
($56.64) *30% Tax Savings
($32.77) *30% Tax Savings
|Employee & Family (spouse & children):||$81.66||$117.82
($82.47) *30% Tax Savings
($45.88) *30% Tax Savings
For a detailed comparison of these three dental plans, click on Dental Insurance Comparison.
For specific information, full disclosure of benefits, and a list of in-network providers, call MetLife at 1-800-942-0854 or visit their website at www.metlife.com/mybenefits. For more information on the NCFlex dental plans, contact United Concordia at 1-800-291-8039 or visit www.ncflex.org.
THE NORTH CAROLINA DEPARTMENT OF
CORRECTION DOES NOT DISCRIMINATE ON THE BASIS
OF RACE, COLOR, SEX, RELIGION, NATIONAL ORIGIN, AGE, OR DISABILITY.
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