North Carolina State Seal

DOC Personnel

DOC Human Resources logo

Dental Insurance

                                                           Level A conformance icon, W3C-WAI Web Content Accessibility Guidelines 1.0

Currently, DOC employees have (3) dental care options.  These include:

1.  MetLife (post-tax)  

2.  NCFlex Dental Program High Option (pre-tax)

3.  NCFlex Dental Program Low Option  (pre-tax)

The MetLife dental insurance monthly payroll deductions are made after taxes have been taken out, while both the NCFlex Dental Plans have monthly payroll deductions taken out PRIOR to taxes.

Dental Rate Comparison:

Since the NCFlex Dental Plans have monthly payroll deduction taken out PRIOR to taxes, the rates noted in red represent a 30% tax savings which can be compared to the MetLife post-tax rate.

MetLife NCFlex
High Option
 NCFlex
Low Option
Employee Only: $25.46 $33.26
($23.28)
*30% Tax Savings
$18.98
($13.29)
*30% Tax Savings
Employee & Spouse: $49.99 $66.74
($46.72)
*30% Tax Savings
$38.28
($26.80)
*30% Tax Savings
Employee & One Child:   $64.02
($44.81)
*30% Tax Savings
$36.74
($25.72)
*30% Tax Savings
Employee & Children (Two or More Children): $50.40 (For Employee & One or More Children) $80.92
($56.64)
*30% Tax Savings
$46.82
($32.77)
*30% Tax Savings
Employee & Family (spouse & children): $81.66 $117.82
($82.47)
*30% Tax Savings
$65.54
($45.88)
*30% Tax Savings


For a detailed comparison of these three dental plans, click on Dental Insurance Comparison.

For specific information, full disclosure of benefits, and a list of in-network providers, call MetLife at 1-800-942-0854 or visit their website at www.metlife.com/mybenefits.  For more information on the NCFlex dental plans, contact United Concordia at 1-800-291-8039 or visit www.ncflex.org.

 


THE NORTH CAROLINA DEPARTMENT OF CORRECTION DOES NOT DISCRIMINATE ON THE BASIS 
OF RACE, COLOR, SEX, RELIGION, NATIONAL ORIGIN, AGE, OR DISABILITY.

DOC Personnel Home | DOC Home | NC General Assembly | State Personnel | State Personnel Manual
1995-2009 North Carolina Department of Correction. All rights reserved.