The Disability Income Plan was established January 1, 1988 in order to provide equitable replacement income for eligible state employees who become temporarily or permanently disabled for the performance of their duty prior to retirement. The determination of disability and eligibility for short-term benefits is made by the DOC Review Board and/or the Retirement System Medical Board. There are three types of disability benefits available to employees:
Short Term Disability
Short-Term Disability allows an employee to receive replacement income while temporarily or permanently disabled for the further performance of their duty prior to retirement. Short-Term disability also encourages disabled employees who are able to work to seek gainful employment after a reasonable period of rehabilitation. Eligible employees will receive 50% of their annual salary (plus 50% of longevity, if applicable), accrual of retirement service credits, and other benefits. The duration of the Short-Term benefits are from the 61st day of disability continuing for a period of up to one year.
The state will pay for the employee's health insurance coverage (the employee will have to pay for health insurance coverage of dependents) while the employee is on Short-Term Disability IF the employee has five (5) years of state service as of the date of the disability. Employees with less than five (5) years of service will have to pay for their health insurance coverage (the amount the state normally pays each month) as well as pay for coverage of any dependents while out on Short-Term.
Extended Short Term Disability
Extended Short Term Disability benefits are payable to eligible employees after the conclusion of the Short Term benefit and may be approved by the Plan's Medical Board for up to a maximum period of one (1) year for as long as the employee remains temporarily disabled. The Disability Income Plan's Medical Board makes the determination of eligibility for these benefits. Extended Short Term Disability allows an eligible employee to continue to receive 50% of their annual salary (plus 50% of longevity, if applicable).
Long Term Disability
Long-Term Disability benefits are payable to eligible employees after the conclusion of the Short-Term benefit period for as long as an employee is permanently disabled but not after he/she becomes eligible for an unreduced service retirement. The Disability Income Plan’s Medical Board makes the determination of eligibility for these benefits. Long-Term Disability allows an eligible employee to receive 65% of their annual salary (plus 65% of longevity, if applicable), until such time as they are eligible for full service retirement. There are additional requirements for eligibility for long-term disability that are detailed in the booklet Your Retirement Benefits published by the Department of State Treasurer.
Click Here if you want to know How to Apply for Disability
|FAQ’s - Short -Term Disability|
A. If you and your doctor determine that your disability will keep you out of work for more than 60 continuous days, you should begin the application process for Short -Term Disability.
Q. How long will it be after submitting a complete application will I hear of a decision?
A. You will receive written notice of the Medical Board's decision. This process can take anywhere from six to twelve weeks.
Q. What if I am denied?
A. If the Medical Board denies an application an employee has ninety days to provide additional medical documentation for further review.
Q. Must I exhaust all my leave prior to receiving Short-Term Disability?
A. You must exhaust any available sick leave during the sixty day waiting period. After that, you may choose to continue to exhaust sick, vacation, or bonus leave.
Q. My Short-Term Disability is ending and I don’t know whether to apply for Extended Short-Term or for Long-Term Disability. What should I do?A. You and your doctor should make this decision. Reminder: Extended Short-Term is for disabilities that are temporary and likely to end. Long-Term Disability is for disabilities that are permanent. You must have five years of contributing membership in the Retirement System to be eligible for Long-Term Disability.
|FAQ’s - Long-Term Disability|
Q. How soon can I make application for Long-Term Disability – my doctor says I’m permanently disabled?
A. You must exhaust a Short-Term Disability benefit period prior to making application for Long-Term Disability.
Q. I did not have five (5) years of service as of my date of disability but exhausted leave during the Short-Term benefit period giving me five (5) years of service at the end of the benefit period. Am I eligible to apply for Long-Term Disability?
A. Yes, if the exhaustion of leave during the Short-Term benefit period gives you five (5) years of creditable service in the Retirement System at the end of Short-Term, you are eligible to apply for Long-Term Disability.
Q. What if I am denied?
A. You will have ninety (90) days to provide additional medical documentation for further review.
Q. If approved, do I have to resign my position?
A. If approved for Long-Term Disability, you must terminate your employment (resignation due to approval of Long-Term Disability).
THE NORTH CAROLINA DEPARTMENT OF
CORRECTION DOES NOT DISCRIMINATE ON THE BASIS
OF RACE, COLOR, SEX, RELIGION, NATIONAL ORIGIN, AGE, OR DISABILITY.
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