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Other Insurances

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Several other types of insurance - many of which are approved by the DOC Insurance Committee - are available for purchase by employees. While premiums for these insurance options can be deducted from payroll, they cannot be deducted on a pre-tax basis.

American Heritage Life (Allstate) - Heart and Stroke Insurance

Colonial Cancer Insurance

Life Insurance

Professional Insurance Company (Sun Life) Disability and Accident Income Plan

Long Term Care

American Heritage Life (Allstate) - Heart and Stroke Insurance

The Heart and Stroke policy features one policy that covers both heart disease and stroke. Employee coverage can continued if the employee leaves or retires from the Department of Correction. There is no reduction in benefit at age 65 or retirement. Plan features include:

An eligible employee can enroll at any time. Benefits are paid in addition to any other coverage you may have. Benefits are subject to Pre-existing Condition Limitation defined by the plan.

For specific information and additional information on benefits, limitations and exclusions, please contact the Pierce Insurance Agency at 1-800-421-3142 or visit www.pierceins.com.

Colonial Cancer Insurance

Cancer Insurance - The coverage provides for wellness benefits (cancer screening) initial diagnosis, treatment, inpatient care, transportation and lodging, and experimental treatment. Colonial offers an optional radiation/chemotherapy rider with some plans, plus an optional progressive payment benefit. Coverage is guaranteed renewable for life.

Enrollment is open for Colonial Cancer Insurance. However, coverage is subject to specific policy limitations. For specific information and full disclosure of benefits, limitations, and exclusions call 1-800-325-4368 or visit http://www.coloniallife.com.

Life Insurance

Protective Life Insurance Company:

Protective Life has two options for Life Insurance. Either of these options can be carried with you (at the same rate) if you separate or retire from the Department of Correction:

1. Universal Life Insurance: This is a form of life insurance that allows for flexible premiums and adjustable life insurance. The policy can be designed to accumulate cash value on a tax-deferred basis. Your spouse, children, grandchildren, and parents may also be eligible for a policy. (Policy form number UL-01).

2. Level Premium Life Insurance: Premiums are guaranteed and level for the first 15 policy years. Your spouse, children, grandchildren, and parents may also be eligible for a policy. After the initial 15 year premium guarantee period, rates increase every 5 years. The ultimate premium is reached between ages 81 and 85 and remains level to age 100. There is a 2 year suicide and contestable period. Benefits will be adjusted for misstatements of age and sex. (Policy form number GPWL-03). For more information, contact First Protective at 1-800-334-1217.

Professional Insurance Company (Sun Life) Disability and Accident Income Plan

Disability Coverage - Provides income to employees for a covered accident or sickness, which includes maternity, regardless if the accident or sickness occurred on the job.  This coverage pays in according to the plan options you choose and it pays in addition to other insurance. 

Accident Coverage - Provides benefits for medical fees, fractures, dislocations, gunshot wounds, etc.  This plan is available to employee, spouse and children. 

Additional Coverage - For an additional charge employees may elect coverage from several riders such as Accidental Death and Dismemberment. 

For specific information and additional information on benefits, limitations and exclusions, please contact the Pierce Insurance Agency at 1-800-421-3142 or visit www.pierceins.com.  

Long Term Care

Prudential Long-Term Care

Traditional health insurance benefits are not designed to cover you for long-term care. Traditional health insurance benefits pay for hospital or doctor care- skilled care. Skilled care is short-term, acute-type care designed to restore you to your previous level of wellness with recovery being the focus. Long-term care is designed for chronically ill individuals.

Long-term care is the personal care you may need on an ongoing basis in the case of a disabling or chronic medical condition. Long-term care is not one service, but many different services aimed at helping people with the essential activities of daily living such as bathing, eating, transferring, continence, toileting, and dressing, or other needs due to an accident, chronic illness, or just due to the frailty of old age. Employee's family members are eligible to enroll including spouse, children, parents, parents-in-law, grandparents, and grandparents-in-law.

Long-Term Care Services can be provided in nursing homes, hospital long-term care units, assisted living facilities, hospice facilities, adult day care centers, or at you home.

For more information or to request an enrollment package, please call 1-800-732-0416 or visit www.prudential.com/gltc (enter group name "stateplan" and password "stateplanltc.")


THE NORTH CAROLINA DEPARTMENT OF CORRECTION DOES NOT DISCRIMINATE ON THE BASIS 
OF RACE, COLOR, SEX, RELIGION, NATIONAL ORIGIN, AGE, OR DISABILITY.

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